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Have you been involved in an accident that wasn’t your fault and are considering taking legal action? Below is a short summary of the type of accident claims and circumstances you might be able to claim for.

Road Traffic Accidents or RTAs

RTA’s amount to a size-able percentage of all the combined personal injury and accidental injury claims throughout all of the United Kingdom, and every driver of a vehicle on the UK roads has to have at least some level of motor insurance policy.

If you hold a UK drivers license then you must have insurance if you plan to drive on the roads and the type of cover should be either Fully Comprehensive (fully comp), Third Party Fire and Theft or Third Party only.

These types of insurance policies give protection for anybody that might unfortunately become caught up in a traffic collision, subsequently suffering some type of personal injury as a consequence of the motor vehicle driver’s carelessness and might require to put forward personal injury claims irrespective of whether the driver’s carelessness has resulted in a police criminal prosecution.

Should it be found that a careless driver had insufficient or no insurance cover when the accident occurred, you might still have the capacity to make an accident injury compensation claim nonetheless.

Workplace accidents

Have you been involved and injured in some form of accident at work? If so it’s going to be required for you to clearly show that your personal injuries were due to the carelessness of ones employer prior to pursuing an accidental injury claim.

Your employer is furthermore accountable for the decisions of co-workers that contribute to accidents that have caused personal injury. Keep in mind that you’ve also a duty in making your employer advised of any incidents that happen while you’re at your place of work.

Any accident details need to be correctly documented in the companies Accident Book. You should be aware that your employer can’t end your employment if you ever make an accident claim for compensation.

Public Places

Property and land owners have a duty to make sure that any visitors are safe from accidents or injury. In the majority of cases an insurance policy will give cover to make sure that anybody that has unfortunately been injured will have the ability to make a personal injury claim.

Other forms of accident claims

There are many other types of accidents that you may be entitled to claim compensation for. These can include accidents while on holiday, both home and abroad.

Sporting injuries may also be claimed for if for example a poorly maintained playing surface leads to an avoidable injury.

Whatever kind of accident you have, if you think you may be entitled to claim compensation then always seek professional advice.